EQUIPMENT Leasing All Credit- from Best to Challenged

About Equipment Leasing All Credit- from Best to Challenged


 


Leasing provides a customer with the use of equipment for a specified period of time, usually from 12 to 72 months.

It may also provide the customer with the option to purchase the equipment at some point during the term or at the end of the lease.

CLICK HERE TO SEE TYPES OF EQUIPMENT WE CAN LEASE/FINANCE

Clearlease offers 3 types of equipment leasing:

  1. Business lease (0-3 years in business).
  2. 3 years in Business or greater.
  3. “Fresh Start” Businesses that have had problems in the past.


Here are other basic lease types:


Capital Lease
: This usually provides the customer with a stated purchase option. The purchase option may range from $1.00 to a predetermined percentage of the selling price. A Capital Lease is a finance lease; ownership, from an accounting viewpoint, is with the customer, but may or may not be from a tax viewpoint.

Operating Lease: This provides the customer with a renewal option, a purchase option, or a no purchase option. The purchase option may be a stated amount provided it is not nominal; or it may be a fair market value. An Operating Lease does not provide ownership to the customer from an accounting viewpoint and may or may not from a tax viewpoint.

Each of these programs offers a number of distinct advantages, which should be considered in light of your particular circumstances:

  • You can take possession of and put equipment to work very quickly with an equipment acquisition financing or leasing plan, while preserving working capital for other priorities.


Sale and Leaseback Arrangements

Sale and leasebacks can help customers access capital from existing assets. The cash can be used to purchase additional equipment, support other business plans or even retire existing debt.

Vendor Financing

The many services that we offer are customized and coordinated for maximum effect. Some of the flexible financing programs we structure may take the form of:

  • Full-Service Financing Programs
    Clearlease will efficiently perform the necessary credit risk evaluation, documentation, billing and collection. Whether your customer’s financing need is a direct loan or lease, a secured line of credit or other financing arrangement,
    Clearlease gives your sales force the additional tools to satisfy their sales requirements.
  • Private Label Programs – Financing is managed “behind the scenes” by
    DLC Clearlease, while the documentation remains in your company’s name.
  • Portfolio Purchases – We discount or purchase the existing loans or leases that your company or your captive financing institution holds. A program can be structured as a series of portfolio purchases, rather than funding of individual transactions.
  • Municipal Lease/Purchase Financing Program – This tax-exempt program is designed to meet the financing needs of your governmental clients – and it gives them every reason to do business with you.

By working with our Finance Department, you gain flexible financing programs that provide you with the benefits of an in-house financing operation, while minimizing your exposure and investment requirements. We have the expertise to get your program up and running, and we have the financial strengths and systems to make it work efficiently and profitably for your company.

Dealer and Manufacturer Financing

We provide wholesale and retail financing to help dealers and manufacturers increase sales. We work with you to find flexible solutions when it comes to:

  • Funding: we can purchase discounted portfolios of loans and leases or process individual transactions qualifying for these special financing programs.
  • Quoting competitive rates through manufacturer’s subsidized programs.
  • Providing merchandising support for dealers at point of sale.
  • Handling the administrative process of a transaction from credit risk evaluation to collecting.
  • Providing private label program if manufacturers want to keep their name in front of customers, but perform limited services.


Whether your customer’s financing need is a direct loan or lease, a secured line of credit or some other financing arrangement, we can give your sales force the additional tools to satisfy those sales requirements.

By working with our National Accounts Department, you gain flexible financing programs that provide you with the benefits of an in-house financing operation, while minimizing your exposure and investment requirements. We have the expertise to get your program up and running, and we have the financial strengths and systems to make it work efficiently and profitably for your company.

Additional Forms of Equipment we can Finance or Lease include:

 

Alternative Energy Financing

Audio Equipment Leasing

Boom Truck Leasing

Camera Equipment Leasing

Church Equipment Leasing

Commercial Business Loans

Container Delivery Trailer Financing

Crane Finance

DJ Equipment Finance

Farm Equipment Leasing

Forklift Leasing

Green Manufacturing Financing

Lab Equipment Financing

Lift Truck Leasing

Lighting Equipment Leasing

Machine Tool Finance

Material Handling Equipment Leasing

Municipal Equipment Leasing

Packaging Equipment Leasing

Photography Equipment Financing

Platform Lift Leasing

RED Camera Leasing

Scissor Lift Leasing

Shipping Container Financing

Video Equipment Leasing

Woodworking Equipment Leasing

 

equipment leasing

why use a leasing professional?