Asset-based Lending

Lease/loan provided by a specific lender secured by a firm’s assets (typically inventory, equipment or accounts receivable). Forms include leasing, term loans, and conditional sales contracts (in which the buyer has the use of an asset, such as machinery, conditional on making regular payments on the purchase price).

In the simplest meaning, asset-based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken. In this sense, a mortgage is an example of an asset-backed loan. More commonly, however, the phrase is used to describe lending to businesses and large corporations using assets not normally used in other loans. Typically, these loans are tied to inventory, accounts receivable, machinery, and equipment. 

Clearlease Financial Group is your trusted partner in Commercial Finance and Asset Based Lending solutions. In this simple guide, we will walk you through the essential aspects of Clearlease Financial’s services, helping you understand how we can empower your business with the funding it needs to thrive.

Commercial Finance encompasses a range of financial services designed to support businesses in achieving their growth objectives, managing cash flow, and seizing new opportunities. At Clearlease Financial, we specialize in providing tailored financing solutions to businesses of all sizes, from startups to established enterprises.

Our Asset Based Lending services form a vital part of our Commercial Finance offerings. Asset Based Lending is a flexible financing option that allows businesses to leverage their tangible assets, such as accounts receivable, inventory, and equipment, as collateral for obtaining a line of credit or term loan. This approach unlocks the value tied up in your assets, providing you with immediate access to working capital.

Why choose Clearlease Financial for your Commercial Finance and Asset Based Lending needs? Here are some key reasons:

1. Expertise and Experience: With years of industry experience, our team of financial professionals possess deep knowledge and understanding of the unique challenges faced by businesses across various sectors. We leverage this expertise to tailor financial solutions that align with your specific requirements.
2. Flexibility and Customization: We recognize that every business is unique, and one size does not fit all. Our approach to Commercial Finance and Asset Based Lending is highly flexible, allowing us to structure financing solutions that cater to your individual circumstances, whether you need short-term funding or a long-term strategic plan.
3. Speed and Efficiency: In today’s fast-paced business environment, time is of the essence. At Clearlease Financial, we prioritize speed and efficiency in our lending process. We understand the urgency behind your funding needs and strive to provide quick approvals, allowing you to seize opportunities without delay.
4. Relationship-Oriented Approach: We believe in building long-term relationships with our clients based on trust, transparency, and mutual success. Our team takes the time to understand your business thoroughly, enabling us to offer personalized guidance and support throughout your financial journey.
5. Comprehensive Solutions: Our range of Commercial Finance and Asset Based Lending solutions is designed to address diverse funding requirements. Whether you need working capital financing, equipment leasing, invoice factoring, or purchase order financing, Clearlease Financial has you covered.