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Find a Mortgage Professional

Find a Mortgage Professional






contact mortgage professional

find a mortgage professional

Current Rates

Current Rates

Current Variable Mortgage Rate is 2.3%
Current Prime Rate is 3.00%

  • Terms
  • Bank Rates
  • Our Rates
  • 6 Months
  • 4.45%
  • 3.95%
  • 1 Year
  • 3.35%
  • 2.54%
  • 2 Years
  • 3.60%
  • 3.15%
  • 3 Years
  • 4.15%
  • 3.55%
  • 4 Years *
  • 4.94%
  • 3.74%
  • 5 Years
  • 5.19%
  • 3.69%
  • 7 Years
  • 6.09%
  • 4.75%
  • 10 Years
  • 6.40%
  • 5.15%

Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. *O.A.C. E.& O.E.

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we make mortgages easy

we save you money

we work hard

FREE MORTGAGE CALCULATORSFREE MORTGAGE CALCULATORSFREE MORTGAGE CALCULATORS

Calculators

Whether you’re thinking about buying a new home, getting a home equity loan or line of credit, or refinancing an existing Mortgage, our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Home Purchase Calculators

Mortgage Rate & Payment

Gives you quick access to loan options and the difference they can make in your monthly mortgage payment.

Bi-weekly Payment

Shave years off your Mortgage and save you thousands by using an accelerated bi-weekly mortgage payment.

Mortgage Compare

Which mortgage provides you with the best value?

Mortgage Qualifier

This calculator helps you determine just how much house you can afford.

Rent vs. Buy

Are you better off buying your home, or should you continue to rent?

Refinance Calculators

Mortgage Refinance Interest Savings

Find out how much interest you can save by refinancing your mortgage.

Bi-weekly Payment

Shave years off your Mortgage and save you thousands by using an accelerated bi-weekly mortgage payment.

Mortgage Compare

Which mortgage provides you with the best value?

Mortgage Payoff

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Mortgage Qualifier

This calculator helps you determine just how much house you can afford.

Home Equity Calculators

Credit Line

A Dominion Lending Centres mortgage professional will be able to answer whether you need a line of credit. Use this calculator to find how large a credit line you can obtain.

Planning

Home Budget

See how much you have left to save and where your money is being spent.

Accelerated Debt Payoff

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Consolidation Loan Investment

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

Net Worth

This calculator helps you determine your net worth. It also estimates how your net worth could grow over the next ten years.

Personal Debt Consolidator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Fitness Equipment LeasingFitness Equipment LeasingFitness Equipment Leasing

Lease almost any kind of equipment: Almost anything a business could use to operate or generate revenue including machine tools, construction equipment, copiers, computers, software, office furniture, manufacturing equipment, medical/dental equipment, etc. can be leased. From single items, to an entire office or plant, all are available through our leasing programs.

home purchase

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Home Purchase Information

The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.

Whether you are first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Refinancing Information

Canadians today face many reasons to refinance their mortgage. For example, you may be looking to consolidate debt, want to keep your payments stable by refinancing from a variable rate mortgage to a fixed-rate mortgage, or maybe you have been working at improving your credit score and now qualify for a greater discounted mortgage rate. Refinancing is also a good option to pull out equity for home improvements, investments, college expenses, and more.

Extended Vehicle Warranty

Most new vehicles purchased these days come with a warranty – this is an agreement between the manufacturer and the customer that should anything break, malfunction, or otherwise go wrong with the vehicle within a certain period of time (typically 3 years or 36,000 miles, whichever comes first), then the manufacturer will repair or replace the component at no cost to the customer. A DLC Clearlease Extended Warranty is designed to offer similar peace of mind by literally extending the length of time a customer can expect to receive such coverage.

Mortgage Videos

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EQUIPMENT Leasing All Credit- from Best to Challenged

About Equipment Leasing All Credit- from Best to Challenged

Equipment Leasing
 


Leasing provides a customer with the use of equipment for a specified period of time, usually from 12 to 72 months.

It may also provide the customer with the option to purchase the equipment at some point during the term or at the end of the lease.

CLICK HERE TO SEE TYPES OF EQUIPMENT WE CAN LEASE/FINANCE

Clearlease offers 3 types of equipment leasing:

  1. Business lease (0-3 years in business).
  2. 3 years in Business or greater.
  3. “Fresh Start” Businesses that have had problems in the past.


Here are other basic lease types:

Capital Lease : This usually provides the customer with a stated purchase option. The purchase option may range from $1.00 to a predetermined percentage of the selling price. A Capital Lease is a finance lease; ownership, from an accounting viewpoint, is with the customer, but may or may not be from a tax viewpoint.

Operating Lease: This provides the customer with a renewal option, a purchase option, or a no purchase option. The purchase option may be a stated amount provided it is not nominal; or it may be a fair market value. An Operating Lease does not provide ownership to the customer from an accounting viewpoint and may or may not from a tax viewpoint.

Each of these programs offers a number of distinct advantages, which should be considered in light of your particular circumstances:

  • You can take possession of and put equipment to work very quickly with an equipment acquisition financing or leasing plan, while preserving working capital for other priorities.


Sale and Leaseback Arrangements

Sale and leasebacks can help customers access capital from existing assets. The cash can be used to purchase additional equipment, support other business plans or even retire existing debt.

Vendor Financing

The many services that we offer are customized and coordinated for maximum effect. Some of the flexible financing programs we structure may take the form of:

  • Full-Service Financing Programs –
    Clearlease will efficiently perform the necessary credit risk evaluation, documentation, billing and collection. Whether your customer’s financing need is a direct loan or lease, a secured line of credit or other financing arrangement,
    Clearlease gives your sales force the additional tools to satisfy their sales requirements.
  • Private Label Programs – Financing is managed “behind the scenes” by
    DLC Clearlease, while the documentation remains in your company’s name.
  • Portfolio Purchases – We discount or purchase the existing loans or leases that your company or your captive financing institution holds. A program can be structured as a series of portfolio purchases, rather than funding of individual transactions.
  • Municipal Lease/Purchase Financing Program – This tax-exempt program is designed to meet the financing needs of your governmental clients – and it gives them every reason to do business with you.

By working with our Finance Department, you gain flexible financing programs that provide you with the benefits of an in-house financing operation, while minimizing your exposure and investment requirements. We have the expertise to get your program up and running, and we have the financial strengths and systems to make it work efficiently and profitably for your company.

Dealer and Manufacturer Financing

We provide wholesale and retail financing to help dealers and manufacturers increase sales. We work with you to find flexible solutions when it comes to:

  • Funding: we can purchase discounted portfolios of loans and leases or process individual transactions qualifying for these special financing programs.
  • Quoting competitive rates through manufacturer’s subsidized programs.
  • Providing merchandising support for dealers at point of sale.
  • Handling the administrative process of a transaction from credit risk evaluation to collecting.
  • Providing private label program if manufacturers want to keep their name in front of customers, but perform limited services.


Whether your customer’s financing need is a direct loan or lease, a secured line of credit or some other financing arrangement, we can give your sales force the additional tools to satisfy those sales requirements.

By working with our National Accounts Department, you gain flexible financing programs that provide you with the benefits of an in-house financing operation, while minimizing your exposure and investment requirements. We have the expertise to get your program up and running, and we have the financial strengths and systems to make it work efficiently and profitably for your company.

Additional Forms of Equipment we can Finance or Lease include:

 

Alternative Energy Financing

Audio Equipment Leasing

Boom Truck Leasing

Camera Equipment Leasing

Church Equipment Leasing

Commercial Business Loans

Container Delivery Trailer Financing

Crane Finance

DJ Equipment Finance

Farm Equipment Leasing

Forklift Leasing

Green Manufacturing Financing

Lab Equipment Financing

Lift Truck Leasing

Lighting Equipment Leasing

Machine Tool Finance

Material Handling Equipment Leasing

Municipal Equipment Leasing

Packaging Equipment Leasing

Photography Equipment Financing

Platform Lift Leasing

RED Camera Leasing

Scissor Lift Leasing

Shipping Container Financing

Video Equipment Leasing

Woodworking Equipment Leasing

 

equipment leasing

why use a leasing professional?

VENDORS

Let’s work together to increase your companies sales!

Equipment vendors & dealers, our equipment leasing programs will help you close more sales! Our equipment vendor program will provide financing for ALL of your clients, not just your well established A & B credit clients. If you are tired of working with leasing companies that will only provide financing for your “A” credit clients, then you need to call us!

WE ARE A ONE STOP SHOP!

Clearlease Equipment Vendor Programs can Create Solutions to Sell More.

Our success is based on our industry specialization and niche specific focus to your business and the customers you service. As part of that commitment, Clearlease wants to become your finance partner to create successful finance and leasing programs that enhance your customer programs and allow you to increase sales and repeat customer business.

Clearlease Vendor programs are stronger when they offer more than leasing and financial services. At Clearlease, each vendor program starts with a consultative sales process that develops the foundation for your business’ needs. Because no two companies are alike, we build customized programs for each company we work with leveraging our experience and knowledge to specifically meet every need. These specifications are then mapped and help determine the key performance indicators. This allows us to create programs together that specifically meet your customers needs.

Clearlease has developed a unique mix of customer leasing and financing programs for each of our clients.

We strive to continuously create products and services that meet the unique needs of your business and the needs of your customer.

Some of the financing programs we offer are:

* Complete Equipment Leasing Solutions
* Complete Vehicle / Auto / Truck Leasing Solutions
* Private Label/Co-Branded programs
* Software Only Financing
* Upgrade Lease Programs

Download and complete the Vendor Profile and email it to clearlease @ gmail.com

Vendor
Profile

 

 

we make mortgages easy

MORTGAGE

Benefits of Using a Mortgage Professional

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.

we make mortgages easy

we save you money

we work hard

Auto Clearlease Financial Group

Are you searching for the best in Auto Leasing, Truck Leasing and Vehicle Leasing in general?

Clearlease!

Clearlease Financial Group Leasing Professionals provide Commercial, Business and Consumer auto lease financing across Canada. From those with a challenging credit situation, to those with the cleanest credit, we offer the best financing options available to you!

Clearlease Financial Group professionals have access to Canada’s largest banks, credit unions, and trust companies. By using multiple financial solutions, we help you acquire the business or personal vehicles at Dealer Licensed Cost and provide the lowest monthly payments available.

Clearlease Financial Group also provides the customer with the option to purchase the automobile at some point during the term or at the end of the lease.

Check out our rates…you’ll find very competitive rates for all types of auto leases!

We Have a Lease For You!

We’ll do our best to offer you a great auto lease. You’ll always receive our professional customer service, regardless of your credit.

Financing Terms You’ll Like!

Speedy Approval! O.A.C

We Have a Loan For You

Our customers enjoy the convenience of our easy application process to buy their next vehicle. You use the easy application process just as you would your own personal check. Simply make the check payable to the dealer or the seller (up to your approved loan amount) and exchange it for the keys to your new car! We’ll do our best to offer you a great auto loan. You’ll always receive our professional customer service, regardless of your credit. The rates advertised are for excellent and substantial credit customers. For other credit needs, we offer our Custom Finance Program. All loans are subject to credit approval by Clearlease.com.

Loan Terms You’ll Like

Your loan’s applicable annual percentage rate will be locked in for 45 days on the day a completed application is submitted to us so you can shop around for the perfect vehicle. We calculate the interest charges on your loan using the simple interest method and there are no penalties associated with prepaying your loan. Payments are monthly, and you specify the monthly due date for your payments. Clearlease.com also offers a zero down plan for those with perfect credit and there are no application fees. And you will not have a loan or any obligation until you sign the check and purchase or refinance your vehicle. By signing the check, you will be accepting the terms and conditions of the loan agreement attached to the check. We provide auto loans in most Provinces and States. Minimum Loan Amount: $2,000 Maximum Loan Amount: $5,000,000

Speedy Approval

Once you submit your loan application, it will be reviewed and you will receive a response within 15 minutes during our business hours (Monday – Friday: 9 a.m. to 5:30 p.m. and Saturday: 8 a.m. to Noon PST). During non-business hours, generally, your loan will be processed the next business day. If approved, we will send you, via first class mail, a loan agreement with your no-obligation easy application process attached. Need your easy application process sooner? No problem. If you prefer overnight delivery of your loan package and easy application process, select the overnight option on the loan application form.

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